With the growth of energy consumption in cities and the reliability of power supply systems, more and more attention is paid. One of the indicators of the reliability of power supply to consumers is the average time of the post-emergency restoration of the line. When operating cable lines, it is important to have data on the flow of failures in cable lines and the average time of their recovery. And also take into account the seasonal changes in the flow of failures in urban cable lines and consider the influence of the flow of failures on the recovery time of the line.

In order to reduce energy losses in Iraq's networks with a voltage of 400-132 kV, simulation of modes and optimization of voltage and reactive power in the RastrWin3 software package were performed according to the data of the SCADA. As a result of optimization of the maximum load flow, the total active power losses decreased by 12,7 % - from 517 to 451 MW, and of the minimum load flow by 7,04 % - from 229.7 to 213.5 MW, which corresponds to an annual reduction in energy losses by 385 million kWh or annual savings of 21 million US dollars. It is shown that the main effect is achieved by reducing losses in 132 kV lines. It is established that the network Q/V optimization module in the RastrWin3 does not take into account the change in transformer no-load losses and corona losses in overhead lines in the optimized function, which requires additional research to study their impact on optimization results.

Despite the fact that the problem of saturation of current transformers (CT) has been known for a long time, it has not lost its relevance now. Cases of malfunctioning as a result of oversaturation of CT are still recorded today. This is due to the fact that the old current transformers were not designed for the modern network parameters, and the new ones are chosen according to the principle the cheaper the better, which means that the quality of the electrical steel alloys of such transformers leaves much to be desired. According to the letter, the Ministry of Energy of the Russian Federation [6] is analyzing electric power facilities for the saturation of current transformers, as well as orders for research and development on the possibility of relay protection devices to work with saturation of current transformers. This article proposes a method for determining the saturation of a current transformer, due to the magnitude of the correla nun coefficients of adjacent measuring devices.

The article analyzes the trade effects of the creation ofthe Eurasian Economic Union and determines the economic consequences for the participating countries within the framework of the preferential instruments of customs and tariff policy used. The hypothesis of the influence of mutual protectionism on the effectiveness of the functioning of the integration association is tested. The results showed that the use of mutual protectionism instruments in relation to sectors of the economy that were previously not sufficiently protected in the markets of the participating countries became more competitive in price parameters due to the increase in customs duty rates, there was also a decrease in trade costs due to the uniication of non-tariff barriers, which increased the attractiveness of national markets for foreign companies, since the magnitude of the resulting positive effect exceeded the damage caused by the increase in customs duty rates.

BANKS ON INVESTING IN BONDS The banking system in the course of its activity acts as a complex dynamically developing system subject to a variety of different risks affecting the final results of the activities of a credit institution. One of the most important factors of the stability of the banking system and the least risky way of investing for a commercial bank is to attract bonds. This factor is closely related to the rapid development of the stock market. The article presents an analysis of the ruble corporate bond market for investment by commercial banks and risk minimization. At the same time, the average modified duration was calculated by sectors of the economy. The bonds were ranked according to various criteria, by sectors of the economy, and by reliability. The results ofthe analysis of various methods for determining the riskiness of bonds are presented. The conclusion about the influence of the key rate on the price of bonds is given. The effectiveness ofprotect the portfolio of a commercial bank from.

Establishing a national system for the supervision of money laundering and terrorist financing is critical to effectively mitigate the global global problem of money laundering. This system should be formed on the basis of a balance between the requirements of the national regulator and the Financial Action Task Force on Money Laundering (FATF). The FATF expects countries to identify, assess and understand the risks of money laundering and terrorist financing, and then develop and implement a national anti-money laundering (AML) and terrorist financing (CTF) regime, and also suggests that supervisors and regulated inancial institutions should conduct their own assessments of money laundering risks and implement effective controls, banking policies and procedures to reduce the occurrence of this phenomenon in the economy, which is a prerequisite for preventing crime. The article discusses the issues of assessing the scale of money laundering in Russian practice, the development of the shadow economy and the level of banks' involvement in financial fraud, formulated author's recommendations to reduce the spread of this type of crime and their prevention.

The article discusses the problems of achieving sustainable development of retail business in the context of updating the environmental agenda and minimizing the negative impact on the environment. Innovative and marketing technologies are argued as alternative tools for increasing business activity and competitiveness of Russian retail. Their coupling from the positions ofperforming a reactive and proactive role of retail business in the greening of consumption allowed us to form a matrix of scenarios for choosing solutions to the problem of activating innovative processes and technological transformation of marketing for sustainable development. Practical testing on the materials of the ecobrand «Ekolavka» in Stavropol has shown that safety and sustainability are becoming so important for many customers, thet it is no longer worthy for retail to offer environmentally friendly products to make a positive impression on them - it is necessary to create new formats of relationships with consumers in which value is generated during the search, selection and after the purchase, turning the transaction into a unique consumer experience.

The article analyzes the existing organizational and legal forms of commercial corporations in the Russian Federation. Their constructive disadvantages resulting in unpopularity of most organizational-legal forms, due to the lack of economic feasibility of creation of corporations in such forms are revealed. The most significant criterion for determining the attractiveness of this or that organizational-legal form, related to the presence of guarantees of investors' rights, was revealed. According to the results of the study, ways to increase the popularity of various organizational-legal forms, by eliminating the existing design drawbacks and limitations existing mainly in all organizational-legal forms of commercial corporations, with the exception of business entities. The elimination of the disadvantages of all organizational-legal forms of corporations is aimed at facilitating the integration of Russian corporations into the international economic space.

Changes in the 2014 Tax Code expanded the operation of the cadastral appraisal institute and shifted attention from land appraisal to capital construction projects. But this also gave rise to a new wave of questions about the reliability of the cadastral assessment. One of the stumbling blocks was the accounting (exclusion) of land from the value of the capital construction object. This article is devoted to the methodological substantiation of the use of an alternative method for calculating the value of land in a single real estate object in conditions of a lack of initial information necessary for the implementation of the traditional methodology of comparative sales. As part of the research, using regression analysis, 10 different factor models for calculating the share of land and recommendations for their use were given. The alignment was carried out on the basis of a linear function, the quality of the obtained functions was assessed using the indicators of the correlation coefficients, determination, average approximation error and Fisher's F-test). The results of the survey can be used in the practice of cadastral valuation, as well as in market valuations prepared for court hearings when challenging the results of the cadastral valuation. The sample results are shown on the official website of Otsenka + LLC (www.ocenka-plus.pro/povesit_zh.xlsx).

The article examines approaches to the innovative potential of the territory, the structure of infrastructural forms of support for innovative business, factors hindering innovative activity in the regions are investigated. The analysis of the rating of the subjects of the Russian Federation by the value of the Russian regional innovation index for 2018-2019 and the TOP-5 rating of the investment climate in the subjects of the Russian Federation for the period 2017-2021, the analysis of their interdependence. The directions of more effective participation of the state in the development of the innovative potential of the regions are determined.

In article we propose the formalization of models and to describe the process of analysis and measurement of information risks for IT-systems of the organization. The proposed model complies with international standards and recommendations for non-profit organizations. The factors of the conceptual model, the significance and correlation of the relationship of factors, which was first carried out for commercial and non-commercial (budgetary) organizations to describe the economic result of their business process, are described. The model takes into account solutions used in well-known and recommended world standards and methods of risk analysis, and provides an assessment of the effectiveness of these information security solutions.

Big Data and Business intelligence are necessary to optimize the operation of the entire business, as well as to reengineer the processes taking place in it. The development of big data allows us to constantly improve the quality of life and bring significant economic benefits. Big Data analysis allows you to solve many business problems, since their use directly affects marketing. Today, there is a noticeable trend in social business intelligence that uses modern platforms for data analysis. Revealed, unstructured information can be processed through business intelligence technologies, which will lead to the formation of management decisions with the aim of either adjusting the existing development strategy of the organization, or making a decision to reengineer the organization's business processes.

The research is devoted to the study of the features of financial management in credit institutions, trends and prospects for the development of digital technologies in the banking system. The purpose and objectives of financial management are formulated, the systems for ensuring managerial decision-making, the directions of transformations and changes in the banking sector under the influence of the digital transformation of the economy are analyzed. The necessity of digital transformation of management and the strengthening of its importance in the development of complexes of interaction of individual services providing cost reduction, expansion of the customer base is substantiated. The problems of financial management development and recommendations for their solution are formulated.

The main issues of the article characterize the novelty of the results obtained. They are following. The author insists that institutions and institutional traps are formed under the influence of historical background and modern processes of intensive digitalization; the institutional environment is under the multifactorial inluence of digitalization, both direct and indirect, and it has a positive and negative impact from the intensive processes taking place in the online space. The quality and efficiency of the functioning of entrepreneurship institutions directly depends on the technological component and information and technical readiness for large-scale global digitalization.

The article considers the role of investments in the economy of the region, determines that investments have a positive impact on the economic, social and other spheres of society, allow improving the attractiveness of the regions for foreign investors. The author rightly notes that the main problem of an investor at the present stage of economic development is to determine the most promising object of investment. The process of choosing an investment object is accompanied by a long analysis and evaluation of all possible applicants, from which the most effective one is subsequently selected. The success of the region as a whole, both in the domestic and foreign markets, depends on the intensity and magnitude of tn al in estments in the economy, which also determines the need for investment activity. Countries and regions at l levels of development are striving to increase investment inflows to ensure sustainable economic growth.

The article discusses the competitive strategies of enterprises of the fuel and energy complex. Their relevance in the context of modern global reality is substantiated. The specifics of determining the competitive advantages of enterprises in the energy sector are described. The factors determining the choice of a specific competitive strategy or its variant are determined. Opportunities and prospects for the use of various combinations of competitive strategies and strategic business models for the functioning of enterprises of the fuel and energy complex are established.

The article presents the results of the analysis of the structure of the revenue side of the consolidated budgets of the constituent entities of the Russian Federation. The assessment of the measures of materiality of the structural differences in the incomes of the consolidated budgets of the subjects of the Volga Federal District in 2005-2019, based on the obtained values of the index V. M. Ryabtsevo regions are grouped according to the depth of the changes that have occurred. Also, using a variational analysis, the differentiation of regions by the level of budgetary provision is shown. The relationship between the level of economic development of a region and its budgetary provision has been investigated.

In the article modern aspects of the development of youth entrepreneurship during the coronavirus pandemic are considered. The key problems of youth entrepreneurship in the context of a pandemic are identified. Possible measures of state support for youth entrepreneurship are proposed. The emphasis is placed on the fact that today it is necessary to radically restructure the forms and methods of work of modern enterprises. The prospects for the restoration of youth entrepreneurship caused by the crisis and the natural cyclical development of the economy are noted.

The article discusses the features of the requirements of certain groups of users to the content of information on equity capital. They are connected with the fact that management, shareholders and potential investors show interest in various aspects of its formation, movement and efficiency of use. As a result of the study, a diversification of forms of analytical presentation of information on equity capital, reflecting the most popular financial reporting data and analytical indicators, was proposed. When compiling the forms, the features of the formation of data under RAS and IFRS were taken into account. The approbation of the developed approach was carried out on the materials of PJSC Bashneft.

The process of digital transformation of the economy has led to the accelerated development of innovative technologies that ensure the continuous operation of business processes of large technology companies whose activities are focused on the creation of these same technologies, and commercial banks that act as the main consumers of innovations in the IT sector. Over the past few years, Russian companies from these industries have embarked on the path of forming digital ecosystems to ensure the possibility of horizontal, vertical and conglomerate expansion of their activities in order to maximize financial results. Moving away from the concept of unidirectional activity is a byproduct of digital transformation, since the technologies used by companies allow creating uniied and interconnected economic systems within the organization and its partners, which leads to the emergence of a unique economic, digital ecosystem

According to modern digital models of interaction, the development of dialogue between business and the state is one of the priority directions of state policy in this area. At the legislative level, a number of basic mechanisms of interaction between business and the state are enshrined: public advisory councils, the institution of appeals, the activities of business unions and associations, etc. Nevertheless, as the results of the expert discussion showed, the situation in the sphere of interaction between the authorities and business structures does not contribute to the development of effective use and a full-fledged bilateral dialogue between business and the state.

The purpose of the article is a theoretical and methodological generalization of the features of the development of socio-economic systems in modern conditions. The specific features and new management mechanisms influencing the transformation of the development of socio-economic systems have been identified. An analysis of the research has been carried out, as a result ofwhich it has been established that it is possible to use in practice several models of the development of socio-economic systems at once, the role of innovative development has been substantiated. The article has arguably proved that in modern conditions new templates are superimposed on the sectoral structure that determine the attributes of uniication, which do not correspond to the contours of traditional classiications, but form new communities, determining innovative trends.

The article highlights the problems of theorization and quality management of the formation of the professional and technical culture of a civil engineer. The concepts of «quality management principles for the formation of a professional and technical culture of a civil engineer», «quality managementfunctions for the formation of a professional and technical culture of a civil engineer», «quality management models for the formation of a professional and technical culture of a civil engineer», «quality management technology the formation of the professional and technical culture of the civil engineer», «pedagogical conditions for effective quality management of the formation of the professional and technical culture of the civil engineer». The prospects for theorization and quality management of the formation of the professional and technical culture of a civil engineer in the context of modern continuous education are determined.

The article describes the results of a study of the latent and obvious riskiness of socio-psychological conditions that form the psychological readiness for addictive behavior of student youth. The study involved 2 463 respondents aged 17-25 years. It has been established: young people of socionomic professions are more susceptible to the influence of the group than others, they are inclined to risk (danger), they are more anxious, impulsive, more often than others experience a state of frustration and are ready to accept asocial attitudes of society. Protection factors are most pronounced among respondents of techno-economic (engineering) professions. These indicators make it possible to increase the socio-psychological resistance to the effects of risk factors.

Based on the analysis of the main directions of development of scientific and educational activities in the higher education system of the NCFD, taking into account the goals and objectives of digital transformation, the most important measures and mechanisms of its educational, methodological and scientific components are highlighted in the article. It is shown that the basis for qualitative transformations of the scientific and educational process can be based on a system ofpersonalization oftraining, a project-oriented approach using modern information technologies, the development of digital competencies, non-core skills and sustainable motivation of teachers and students to participate in research work, a system of digital support for branch scientific directions. Special attention is paid to the interdisciplinary nature ofthe development of scientific and educational activities in the conditions of full-scale development of digital technologies.

The article describes and argues the tools of experimental work to identify the level of formation of self-education competence and the state of subjective well-being of students, presents the main diagnostic results; analyzes and interprets the results ofempirical research in the field of considering the interdependence of the level of formation of self-education competence and the state of subjective well-being. Conclusions about the interdependence of the processes of developing self-education competence and increasing the level of subjective well-being are presented. It is also concluded that it is necessary to take into account the correlation of the state ofsubjective well-being and the level of development ofself-education competence when building a psychological route for personal development and a pedagogical model of the educational process.

Personnel education is one of the major goals of healthcare management. Considering moving towards digital healthcare education of capable and motivated for innovative technologies development personnel is very important. Educational programs of BMPPs and Sechenov University and psychological tests for creativity and innovative activities addiction were investigated. Personnel multidisciplinary educational system was developed and implemented for in and biomedicine areas. Developed system provides quality education for personnel training fir digital healthcare. System of specialists selection and preparation established at Phystech is directed to personal development and leadership education and to support of talented students developing innovative technologies (in case of Biological and Medical Physics Phystech-school - innovative biomedical andpharma technologies).