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FINANCIAL ASPECTS OF HUMAN SECURITY

Abstract

The author examines the concept of security, financial security of a person, problems and trends in lending, mortgage housing loans and car loans to individuals. The analysis of the dynamics of various types of lending, overdue debt, the number of operating credit institutions, interest rates and their relationship with debt on mortgage loans is given. Satisfaction of individuals with the current financial situation and changing risks for the financial security of a person are investigated. The main directions of improving the protection of the individual in this segment, the conditions for improving the protection of the borrower, and ensuring the personal safety of citizens are proposed.

About the Authors

Elena Astakhova
North-Caucasus Federal University
Russian Federation


Svetlana Kalyugina
North-Caucasus Federal University
Russian Federation


Natalya Larionova
North-Caucasus Federal University
Russian Federation


Maria Simankina
North-Caucasus Federal University
Russian Federation


References

1. Толковый словарь русского языка / под ред. С. И. Ожегова. М.: Локид-Пресс, 2007. 912 с.

2. Каранина Е. В. Финансовая безопасность (на уровне государства, региона, организации, личности): монография. Киров: ФГБОУ ВО «ВятГУ», 2015. 239 с.

3. Экономическая безопасность России: Общий курс / под ред. В. К. Сенчагова. 2-е изд. М.: Дело, 2005. 896 с.


Review

For citations:


Astakhova E., Kalyugina S., Larionova N., Simankina M. FINANCIAL ASPECTS OF HUMAN SECURITY. Newsletter of North-Caucasus Federal University. 2018;(2):63-71. (In Russ.)

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ISSN 2307-907X (Print)