For citations:
Rusetskaya E.A., Rusetskiy M.G., Klochkova E.V., Аphudova A.T. Voluntary medical insurance in the social protection system. Newsletter of North-Caucasus Federal University. 2024;(2):86-97. (In Russ.) https://doi.org/10.37493/2307-907X.2024.2.11