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Marketing of a commercial bank as a tool to ensure food security in the economic system of the state

https://doi.org/10.37493/2307-907X.2022.5.7

Abstract

The article discusses the importance of the marketing activities of a commercial bank for ensuring the country's food security. In modern conditions of changing geopolitical situation, ensuring the country's food security is one of the key aspects of the sustainable state of society. Commercial banks play an important role in solving this problem. Attracted financial resources from individuals and organizations are directed by commercial banks to enterprises of the agro-industrial complex in the form of loans. Statistical data on the lending activities of Sberbank PJSC reflect the prevalence of concessional loans supported by the state. At the same time, there is an opportunity to expand work on concessional lending by attracting free funds from citizens through the intensification of the marketing activities of commercial banks, including PJSC Sberbank. To do this, it is advisable to conduct targeted marketing work with customers, substantiating the importance of ensuring food security for every citizen.

About the Authors

I. Konovalova
NCFU
Russian Federation

Konovalova Irina, candidate of economic Sciences, associate Professor of Economics and foreign economic activities



T. Dzambolat
South Ossetian State University named after A. A. Tibilov
Russian Federation

Dzambolat Tadtaev, candidate of Economic Sciences, associate Professor, Associate Professor of the Department of Economics and Entrepreneurship, Faculty of Engineering and Economics

Tskhinval, Republic of South Ossetia



M. A. Vorontsova
NCFU
Russian Federation

Vorontsova Maria Alekseevna, student 38.04.01 direction Economics direction (profile) «Economics of the company»



References

1. Bostandzhjan, K. R. Analiz sovremennogo sostojanija sistemy prodovol'stvennoj bezopasnosti v Rossijskoj Federacii (Analysis of the current state of the food security system in the Russian Federation) // Ekonomika, predprinimatel'stvo i parvo. – 2021. – T. 11. – № 11. – S. 2589-2606.

2. Dan'ko, T. P. Upravlenie marketingom (Marketing management) : uchebnik i praktikum dlja vuzov. – 4-e izd., pererab. I dop. – Moskva : Jurajt, 2022. – 521 s.

3. Kalafatov, Je. A. Osobennosti i problemy kreditovanija agrobiznesa v Rossii. (Features and problems of lending to agribusiness in Russia) // Nauchnyj vestnik: finansy, banki, investicii. – 2021. – № 1. – S. 79–93.

4. Kaljuzhnova, N. Ja. Sovremennye modeli marketinga (Modern marketing models) : uchebnoe posobie dlja vuzov. – Moskva : Jurajt, 2021. – 170 s.


Review

For citations:


Konovalova I., Dzambolat T., Vorontsova M.A. Marketing of a commercial bank as a tool to ensure food security in the economic system of the state. Newsletter of North-Caucasus Federal University. 2022;1(5):71-81. (In Russ.) https://doi.org/10.37493/2307-907X.2022.5.7

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ISSN 2307-907X (Print)