The challenges of regulating digital ecosystems
https://doi.org/10.37493/2307-907X.2022.4.19
Abstract
The process of rapid digital transformation of large commercial banks and technology companies has led to a growing interest in the creation of ecosystems around their organizations and brands by other market participants. The lack of a legal framework for regulating ecosystems has led to the emergence of oligopolies and monopolies. The paper provides criteria that can be used to distinguish between digital ecosystems, which should be subject to containment policies, and companies that use digital and IT-solutions in their work. The position of the Ministry of Economic Development on state support for ecosystems and the Central Bank’s approach to regulating financial ecosystems through the introduction of a new instrument - the risk-sensitive limit. The study presents the main problems which need to be solved by the current situation on the national markets. A scenario analysis of different approaches to regulating ecosystems is conducted.
About the Authors
A. Khakirov
North Caucasus Federal University
Russian Federation
Russian Federation
Akhmed Khakirov, Master’s student
Institute of Economics and Management
Department of Finance and Credit
direction of training – 38.04.08 Finance and Credit
Stavropol
I. Merkulova
North Caucasus Federal University
Russian Federation
Russian Federation
Inna Merkulova, Candidate of Economics, Associate Professor, Associate Professor of the Department
Institute of Economics and Management
Department for Finance and Credit
Stavropol
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Review
For citations:
Khakirov A., Merkulova I. The challenges of regulating digital ecosystems. Newsletter of North-Caucasus Federal University. 2022;(4):171-179. (In Russ.) https://doi.org/10.37493/2307-907X.2022.4.19
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