For citations:
Savtsova A.V., Patsenko O.N., Zargaryan Z.S., Deich Yu.R. Client-centric transformation of pension provision in the context of digitalization. Newsletter of North-Caucasus Federal University. 2022;(2):111-119. (In Russ.) https://doi.org/10.37493/2307-907X.2022.2.14