For citations:
Chuvilova O.N., Bukhanova D.I., Nagornaya M.N., Samchenko L.A., Vartanyan V.M. The current state of Russian banking business in the digital space. Newsletter of North-Caucasus Federal University. 2025;(2):184-196. (In Russ.) https://doi.org/10.37493/2307-907X.2025.2.17