For citations:
Chuvilova O.N., Aleksandrova M.A., Zamyatko I.G., Chalyan M.E., Iagodkin M.V. Development of alternative lending channels in Russia in the context of digitalization. Newsletter of North-Caucasus Federal University. 2024;(4):173-186. (In Russ.) https://doi.org/10.37493/2307-907X.2024.4.19