For citations:
Ditsulenko O.I., Posnaya E.A., Cherkashina E.Yu., Yurchenko N.V. Conditions for reducing non-repayment of loans. Newsletter of North-Caucasus Federal University. 2023;(6):105-110. (In Russ.) https://doi.org/10.37493/2307-907X.2023.6.12