Digitalization of the financial sector of the economy as a factor of increasing the efficiency of management of regional economic systems
https://doi.org/10.37493/2307-907X.2022.3.6
Abstract
The article provides an assessment of the impact of digitalization of the financial sector on the effectiveness of regional economic systems. The authors put the methodology based on the materials of the Skolkovo study «Digital ,,Russia Index” for the subjects of the Russian Federation» as the basis of the assessment methodology. The directions of increasing the role of digitalization of financial sectors in the development of regions are identified, an assessment of infrastructure readiness for «total» digitalization is presented, an assessment of the economic feasibility of introducing digital services into the financial and real sectors of the regional economy is presented. A prerequisite for successful interaction between a company and a financial institution is digital compatibility (especially in an ecosystem).
About the Authors
N. V. Viderker
NCFU
Russian Federation
Russian Federation
Natalya Viderker, Candidate of Economic Sciences, Associate Professor, Associate Professor of Finance and Credit at the Institute of Economics and Management
E. Yu. Kalashnikova
NCFU
Russian Federation
Russian Federation
Ekaterina Kalashnikova, Candidate of Economic Sciences, Associate Professor of the Department of Economic Security and Audit of the Institute of Economics and Management
I. V Merkulova
NCFU
Russian Federation
Russian Federation
Inna Merkulova, Candidate of Economic Sciences, Associate Professor, Associate Professor of the Department of Finance and Credit of the Institute of Economics and Management
E. S. Nemtsova
NCFU
Russian Federation
Russian Federation
Elena Nemtsova, Candidate of Economic Sciences, Associate Professor, Department of Economic Security and Audit, Institute of Economics and Management
O. N. Chuvilova
NCFU
Russian Federation
Russian Federation
Oksana Chuvilova, Candidate of Economic Sciences, Associate Professor, Associate Professor of the Department of Finance and Credit of the Institute of Economics and Management
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Review
For citations:
Viderker N.V., Kalashnikova E.Yu., Merkulova I.V., Nemtsova E.S., Chuvilova O.N. Digitalization of the financial sector of the economy as a factor of increasing the efficiency of management of regional economic systems. Newsletter of North-Caucasus Federal University. 2022;(3):50-57. (In Russ.) https://doi.org/10.37493/2307-907X.2022.3.6
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